service
Free
We can help you manage your debts and draw up a budget to use with creditors.
What is this service?
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Free CAP national help line 0800 328 0006.
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www.capuk.org
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Weighed down by debt? Looking for help with your financial troubles?
Home visits
After you call CAP, a Debt Coach from a local CAP Debt Centre will visit you in your own home.
An effective budget
Our trained debt advisors will work out a realistic budget that prioritises your bills. We will negotiate affordable payments with each creditor and attempt to stop unfair interest and charges where possible. Your local Debt Coach will then explain the budget and the payments you will need to make.
CAP Plan
In some cases, a CAP Plan is set up for you. You will need to make one monthly payment into your CAP Plan to cover your debts and also bills if appropriate. CAP will then distribute this on your behalf. You can also build up savings through your CAP Plan.
Severe Debt
If you are in severe debt, then we can advise you on insolvency options, such as petitioning for bankruptcy.
Debt Free
Where applicable, you can use your CAP Plan to pay your bills and debt repayments until you are debt free.
Food bank vouchers
We can provide you with emergency support with food bank parcels and vouchers.
CALL US
Making the first call can be hard, but the sooner you ring, the sooner you will have peace of mind.
Good to know
- Cost: Free
- Wait time: Three weeks
What people say
CAP are unsurpassed when it comes to the debt help they give people across the country.
