service
Free
We can help you manage your debts and draw up a budget to use with creditors.
What is this service?
What support you can get
CAP can help you:
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Understand your financial situation and create a realistic budget
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Deal with letters and calls from creditors
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Set up a plan to repay your debts at an affordable rate
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Explore options like debt relief orders (DROs), bankruptcy or payment plans
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Build confidence managing your money
They will support you throughout the process, not just at the start.
How to access the service
Visit the CAP website to:
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Find your nearest debt centre (in Kingston this is St John's Church in New Malden)
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Book an appointment by calling their free helpline: 0800 328 0006
Why choose CAP
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Free and confidential service
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Ongoing, one-to-one support
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Help with complex or crisis debt
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Support available regardless of your background or beliefs
Things to be aware of
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You need to contact CAP yourself to access support
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The service is not available for people who are self-employed
Good to know
- Cost: Free
- Wait time: Up to three weeks
What people say
The budget CAP set for me gave me a plan of attack for managing my money in the future. Now instead of spiralling down, I’m spiralling up!
